Family Servicemembers’ Group Life Insurance         Family Servicemembers’ Group Life Insurance (FSGLI) provides up to $100,000 of life insurance coverage for spouses, not to exceed the amount of SGLI the insured member has in force. FSGLI is a service members’ benefit, and the member pays the premium and is the beneficiary of the policy. If a service member drops his or her SGLI coverage, leaves the military, or divorces the spouse, the spouse’s policy can be converted to a private life insurance policy within 120 days of the date SGLI coverage ended or the date of divorce.